Happy Financial Independence?!

With school graduations happening everywhere, it’s not hard to reminisce about my own graduation. While some kids knew what they wanted to be when they grew up, many of us were still trying to sort things out. I remember thinking, how am I supposed to decide what I want to be when I grow up and select …

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What is the cost of Money?

What does that mean? When you borrow money there is always a cost – even if funds are borrowed from family, where the cost may be emotional capital. The primary cost is the interest charged on the loan. It can also be the cost of your time in earning the money, e.g. how many hours …

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Graduation is over…now what?

It has been a while since I sat down to write an article and I didn’t realize it had been so long!  It feels like some days there is so much to do.  I went to visit my family and saw my niece graduate from high school.  She has done so well and it was …

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