Are you the Turtle or the Rabbit and can you win the Retirement Race?

Maybe we all recall the fable1 about the Tortoise (turtle) and the Hare (rabbit) and how in the end the Tortoise got there first.  If not, here is the short version. The hare and tortoise got in a race. The hare was so busy running, he got ahead, and thought he had the race in …

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Happy Financial Independence?!

With school graduations happening everywhere, it’s not hard to reminisce about my own graduation. While some kids knew what they wanted to be when they grew up, many of us were still trying to sort things out. I remember thinking, how am I supposed to decide what I want to be when I grow up and select …

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What is the cost of Money?

What does that mean? When you borrow money there is always a cost – even if funds are borrowed from family, where the cost may be emotional capital. The primary cost is the interest charged on the loan. It can also be the cost of your time in earning the money, e.g. how many hours …

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